(949) 408-7969 info@claviscapitalgroup.com 1820 E Garry Ave #203, Santa Ana, CA 92705
NMLS# 2343894
Realtor Partners

A Lender Your Clients
Can Count On

Same-day pre-approvals, reliable closings, and a full product suite to handle any buyer scenario — including the tough ones. Let's build something together.

Same-day pre-approval letters
Close in 14–21 business days
We handle self-employed, investors, foreign nationals
Direct access — no call centers, no runarounds
Licensed in CA and FL

Let's Partner Up

Tell us about your business and we'll reach out to connect

By submitting, you agree to be contacted by Clavis Capital Group. NMLS# 2343894.

Same Day
Pre-Approval Letters
14–21
Day Average Close
20+
Lender Partners
$1B+
Funded

What Sets Us Apart

We know your reputation rides on the lenders you refer. Here's what you can expect every time you send us a client.

Same-Day Pre-Approvals

Submit a client's file before noon, get a pre-approval letter by end of business. We know deal timelines don't wait — and we don't make you wait either.

Direct Communication

You get my direct number — not a call center, not an 800 number, not a ticketing system. When you need an update on a file, you get an answer in minutes, not days.

We Close on Time

Our average close is 14–21 business days. We set clear timelines, communicate proactively, and flag issues early — not at the closing table.

Full Product Suite

Conventional, FHA, VA, Jumbo, DSCR, Bank Statement, Bridge, CalHFA — we have a solution for every buyer type. You won't lose a deal because we couldn't find a product.

We Handle Tough Files

Self-employed with complex tax returns? Foreign national? Investor with 30 properties? These are our specialty — the clients other lenders decline, we often close.

Compliance You Can Trust

We're fully licensed — CA DRE# 01511362, NMLS# 2343894. All disclosures, timelines, and communications are handled properly so your transaction stays clean.

Programs for Every Buyer

From first-time buyers to seasoned investors — we have the right product and the right lender for every scenario your clients bring.

Conventional — 3% Down For buyers with solid credit and income. Conforming limits up to $806,500 in most CA counties.
FHA — 3.5% Down Flexible qualifying for buyers with lower credit scores or limited savings. Min. 580 FICO.
VA — $0 Down For eligible veterans and active duty. No PMI, competitive rates, no loan limit with full entitlement.
Jumbo — Up to $3M+ High-value purchases in OC, LA, and South Florida. 10–20% down, 700+ credit score.
Bank Statement — Self-Employed Qualify on 12–24 months of deposits. No tax returns, no W2s. Ideal for business owners.
DSCR — Investment Property Qualify on rental income. No personal income docs. Available in 40+ states. LLCs welcome.
CalHFA / Down Payment Assistance CA-specific programs including Dream For All. Helps first-time buyers bridge the down payment gap.

We Solve the Hard Cases

Don't lose the deal because another lender said no. Bring us the tough files — this is where we shine.

Self-employed with heavy write-offs — Bank statement or P&L programs bypass the tax return problem entirely.

Foreign national buyers — We have programs for non-US citizens and ITIN borrowers. 30–35% down typically required.

Recent credit events — Bankruptcy, foreclosure, short sale — some programs allow purchase 1–2 years after seasoning.

High DTI borrowers — Non-QM programs have more flexible debt-to-income ratios than conventional guidelines.

Investors buying in LLCs — DSCR and bridge loans accommodate entity ownership that conventional loans won't allow.

Non-warrantable condos — We have portfolio lenders who fund condos that Fannie/Freddie won't touch.

Send Us a Buyer —
We'll Handle the Rest

Just send us their name, number, and what they're looking for. We'll reach out within the hour, keep you in the loop, and make you look good.

1
Fill out the form with your client's info
2
We contact them within 1 business hour
3
You get updates throughout the process
4
We close — you keep your reputation intact

Refer a Client

Ready to Work Together?

Call us directly or fill out the partnership form above. We'll set up a quick call to discuss how we can support your business.

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