Clavis Capital Group is a mortgage brokerage and correspondent lender built on one premise: that the people who trust us with the biggest financial decision of their lives deserve direct communication, honest advice, and a lender who closes.
Clavis Capital Group was founded with a clear purpose: to give borrowers access to a broader range of loan products — conventional, FHA, VA, Non-QM, DSCR, bank statement, bridge — without the limitations of being tied to a single lender's guidelines.
As a mortgage broker and correspondent lender, we work with 20+ wholesale and retail lenders. That means when your situation doesn't fit a conventional box, we have options. Self-employed with complex tax returns? Investor buying in an LLC? Foreign national with no US credit history? We've closed all of these — and we know which lenders to bring them to.
Our focus markets are Southern California and South Florida — two of the most competitive and expensive real estate markets in the country. That context shapes everything about how we work: we move fast, we communicate clearly, and we understand what it means to compete in markets where deals close on tight timelines.
The name Clavis is Latin for "key" — a nod to the idea that the right financing is what unlocks the right property. That's what we aim to be for every client: not just a lender, but the key that makes the transaction possible.
These aren't marketing words — they're the standards we hold every loan to.
No bait-and-switch rates. No surprise fees at closing. You'll know what you're getting — rate, cost, and timeline — before you commit to anything. If something changes, you hear it from us first.
You get Ken's direct number. Not a call center, not a loan officer you'll never speak to again after the application. Real communication from the person responsible for your file.
Most declined files have a path. It might be a different lender, a different product, or a 60-day fix. We don't just say no — we diagnose the issue and tell you what it takes to get to yes.
Missed closings cost sellers money and damage agent relationships. We set realistic timelines and flag issues before they become emergencies. Our average close is 14–21 business days.
The best loan isn't always the one with the lowest rate today. We look at your full picture — current goals, future plans, tax situation — and recommend what makes sense for the next 5–10 years, not just the next 30 days.
We carry every product a borrower might need — conventional, FHA, VA, jumbo, DSCR, bank statement, bridge, CalHFA, foreign national. You won't outgrow us as your needs evolve.
Every transaction we originate is subject to federal and state regulation. Here's our licensing information.
Easy Home Loans LLC DBA Clavis Capital Group
NMLS# 2343894
Licensed by the CA Department of Financial Protection and Innovation (DFPI) under the CRMLA
Licensed by the Florida Office of Financial Regulation (OFR) — Mortgage Broker License
Licensing in process. Expected active 2025. Contact us for current TX availability.
1820 E Garry Ave #203
Santa Ana, CA 92705
DSCR and Non-QM loans available in 40+ states through our wholesale lending partners
Clavis Capital Group is a DBA of Easy Home Loans LLC, NMLS# 2343894. NMLS Consumer Access: nmlsconsumeraccess.org. Not a commitment to lend. All loans subject to credit approval. Rates and terms subject to change.
Whether you're buying, refinancing, or investing — let's talk through what you're trying to do and build the right strategy around it.