Simpler, smarter financing for homebuyers, investors, and self-employed borrowers. No tax returns required on select programs.
No obligation · Takes 60 seconds
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From first-time buyers to seasoned investors — we have the right program, the right lenders, and the experience to close fast.
Qualify on rental income, not personal income. No tax returns, no W2s. Ideal for real estate investors.
For self-employed borrowers. Qualify using 12–24 months of bank deposits instead of tax returns.
Conventional, FHA, VA, and jumbo purchase loans. First-time buyers welcome.
Rate & term or cash-out refinance. Access equity, lower your rate, or consolidate debt.
Tap your home equity with a HELOC or closed-end second mortgage. Fast approvals.
Short-term financing to bridge the gap between buying and selling. Close on your timeline.
California down payment assistance programs. Dream For All and more.
Fix & Flip, ground-up construction, and commercial investment loans. We speak investor.
We're not a big bank. We're a boutique brokerage with direct access to 20+ lenders and a mandate to find you the best deal available.
As a broker, we shop your loan across 20+ lenders — wholesale rates banks can't offer you directly. You get the best available pricing, not just what one bank has to offer.
We close in 14–21 business days. No surprises, no runarounds. You know exactly where your loan stands at every step. Responsive communication from application to close.
Turned down by a bank? That's not the end — it's often just the beginning. We specialize in alternative documentation loans for self-employed, investors, and foreign nationals.
Complete our quick application. Takes 10–15 minutes. Secure and encrypted.
We review your file and issue a pre-approval letter — usually same business day.
We shop your loan across our lender network and lock the best rate available.
Our team manages the process end-to-end so you can focus on your next move.
Working with Clavis Capital Group was a game changer for my real estate investments. The DSCR loan process was smooth, and their team truly understands investor needs.
Clavis Capital Group helped me secure financing without the usual income docs. Their investor-friendly programs saved me time and stress. Highly recommend!
I referred multiple clients to Clavis Capital Group. They always deliver. The support, responsiveness, and programs here are unmatched in the market.
Apply online in minutes or call us directly. We'll match you with the right program and lender — fast.