You can learn more from our asked questions
A mortgage is a type of loan used to purchase a home or property. You borrow money from a lender and repay it over time with interest. The property itself serves as collateral for the loan.
Down payment requirements vary based on loan type, credit score, and lender. Typically, it ranges from 3% to 20%. Some programs, like FHA or VA loans, offer lower or even zero down payment options.
The most common types include:
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
DSCR / Investment Loans
Each serves different financial needs and buyer profiles.
Yes. Many lenders offer bank statement loans, DSCR loans, and other alternatives that don’t require traditional W-2 income. These are ideal for self-employed individuals and real estate investors.
The full process—from application to closing—can take 15 to 45 days, depending on your documentation, property appraisal, and underwriting speed.
Yes. Many lenders offer bank statement loans, DSCR loans, and other alternatives that don’t require traditional W-2 income. These are ideal for self-employed individuals and real estate investors.
